Coaching practices for If Then Risk Plan

Describe almost anything you are working through and IX Coach finds the practices whose real-world fit is closest. For If Then Risk Plan, these are the strongest matches in the current practice library.

Does this sound like the set of challenges you might be facing?

• My plans hold up fine until something throws them off
• My plan only works if a whole chain of things all go right
• I’m excited about this plan and so committed to it that I can’t honestly see what might sink it
• My plan looks fine on the average projection, but I have no idea what happens to me if I’d retired into one of those brutal decades
• My plan feels solid until I notice it quietly depends on a whole stack of things just going my way

Practices that may help

1. If–Then Planning, Made Practical
   If–then plans (also called implementation intentions) specify in advance how you will respond to the specific situations that typically derail your goals: "If situation X occurs, then I will do Y." A meta-analysis of 94 studies found a medium-to-large effect on goal attainment — one of the most reliable single techniques in goal-setting research.
2. Plan for obstacles with coping plans
   Anticipate the specific obstacles most likely to block your plan and pre-decide your response to each.
   Action Planning
3. Audit plans for scenario inflation
   Before committing to a plan that depends on multiple things going right, count the dependencies.
   The Conjunction Fallacy — When "More Details" Feels More Likely
4. Run a premortem before committing
   Imagine the decision has already failed — then ask why.
   Thinking in Bets
5. Stress-test your withdrawal plan against multiple scenarios
   Run your plan against the worst historical periods — not just the average — before retiring.
   The 4 Percent Rule, Made Practical
6. Name the assumptions that must hold for the plan to work
   Every plan rests on assumptions — list them and ask how likely each one is.
   Margin of Safety
7. Combine mental contrasting with an if–then plan (MCII)
   Fantasize about success, then vividly imagine the key obstacle, then write the if–then — the sequence matters.
   If–Then Planning, Made Practical
8. Run a pre-mortem from the outside-view perspective
   Imagine the project has failed — then ask which base-rate failure type caused it.
   The Outside View
9. Design decisions so they work even if some things go wrong
   Ask: does this plan require everything to go right? If so, redesign it.
   Margin of Safety
10. Run the basic pre-mortem
    Assume the plan failed, then have everyone write down why.
    The Pre-Mortem: Imagine It Already Failed

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